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Home warranties are not the only way to manage home repair costs. Many homeowners look for alternatives after dealing with denied claims, coverage limits, or rising renewal fees. There are several options that can offer more flexibility and control, depending on your situation. Building a Home Repair Savings Fund One of the most common alternatives … Read more

Home warranties are often marketed as a safety net for aging homes. Owners of older properties are usually the most concerned about expensive repairs and unexpected system failures. The question is whether a home warranty actually provides value for older homes, or if the limitations outweigh the benefits. Why Older Homes Face Higher Repair Risk … Read more

Home warranties are often marketed as protection for major home systems and appliances. What many homeowners discover later is that coverage is far more limited than expected.Understanding what a home warranty actually covers, and what it does not, is essential before buying or renewing a plan. What Is Typically Covered by a Home Warranty Most … Read more

Home warranties and homeowners insurance are often confused, but they serve very different purposes. Many homeowners assume they offer similar protection, only to find out the difference after a claim is denied. Understanding how each works can help you avoid costly misunderstandings and decide whether you need one, both, or neither. What Is a Homeowners … Read more

Most homeowners buy a home warranty for peace of mind during the first year. The real question usually comes later. Once the initial contract ends, many people start wondering if renewing a home warranty is actually worth the money. The short answer is that a home warranty can be worth it after the first year, … Read more